From time to time people I talk with ask about special financing programs and incentives for veterans. I’ve written about VA loans and others, but I want to point out that the Mortgage Credit Certificate (MCC) is available to Honorably Discharged Veterans. As a brief reminder, the MCC program is a tax credit [...]
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As we get closer to a potential government shut down, I’ve seen several reports on how this will affect the housing market and the mortgage industry. Some of the information is accurate but there are some consequences that have not been mentioned. The largest impact will be directly to mortgage loans that are being contracted [...] The answer to this question varies depending on the loan program a buyer is looking at, but most buyers who have past credit problems rely on FHA loans as their fastest track back to homeownership. This is due to FHA’s lenient credit guidelines compared to conventional loan programs. UPDATED: For guidelines on other programs, please [...] |
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