All Changes for the Home Buyer Tax Credit are in Effect November 7th, 2009

Until the end of this month, it’s important that we know the effective date of the Home Buyer Tax Credit (HR 3548) change. 

November 7th, 2009 (date circled)

The changes took effect on November 7th, 2009 which was the day after President Obama signed the bill into law.  This means that any transaction closed AFTER November 7th, 2009 will include all of the changes.  This includes the provisions for Move-Up Buyers and the income limits which were raised from $75,000 single/ $150,000 married to $125,000 single/ $225,000 married. 

Other details of the new bill can be found at the National Association of Realtors announcement.

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