I totally agree. Most professionals in the mortgage and real estate market always are selling something.

I hope this blog doesn’t come off as too “sales” oriented. The majority of people who read my blog and email me for tips/help aren’t even in states I’m licensed in.

The reality is most of the responses you will get will be sales driven, but you can filter through forums to find some good answers. The forums on Zillow and Trulia are decent. I try to contribute to those forums when I can.

One thing to remember is that blogs are written from one person’s point of view. I do share my opinions, so they are VERY biased…LOL. However, you’ll learn that many of my opinions are not a sales pitch.

For instance, I recently wrote a blog about how bearish I am on the Seattle condo market:

http://www.keaneloans.com/2009/09/05/downtown-seattle-condos-the-next-local-market-to-crash/

Not only am I warning consumers with my opinion, but this is a market I originate home loans in! Not really a business friendly blogpost.

I also wrote a post about how I could see rates going back down on Zillow but only at the cost of a double-dip recession, which isn’t friendly for the housing market. Although lower mortgage rates is good for my industry, a weak housing market is not.

http://www.zillow.com/blog/mortgage/2009/12/02/when-the-fed-stops-buying-mortgage-bonds-mortgage-rates-will-go-up-or-will-it/

Anyways, if you want many answers to your questions, post on those two forums. I can’t always guarantee quality answers in return, but it is free and you may find some decent responses. You can always email me or post a question on one of my posts if you want my help as well.

-Keane